This time of year brings about tweets and posts all over social media about the dreaded year-end paperwork, preparation for meetings with accountants and loan officers!
I giggle for two reasons:
1. I no longer go to loan officer meeting!
Chris loves numbers, I however lack adequate respect for them from his standpoint. I am 47 years old, and still sometimes run under the assumption that if I still have checks there must still be money. In all honesty Chris took the checkbook away from me years ago.......
I help when needed, which isn't often but I do know how to run the farm bookkeeping software, write paychecks and pay payroll taxes - but it's not my forte. I will never live down a mistake I made the first year we were married and so my entries are sill double checked.
I accidentally assigned a tux rental for a friend's wedding to a farm account, therefore it was deducted as a business expense. I know, the horror! Chris lived in fear for 10 years that the IRS would catch it and audit us. The time is expired, right?
But I digress. Year-end paperwork and the yearly review with our loan officer, he claims, is a nightmare. But I think he secretly thinks it's a holiday. He knows our farm numbers backwards and forwards and loves to talk about them.
I, however, do not. I'll do all the manual labor you like but sit in an office discussing numbers is not for me! Chris and I review the numbers at home........repeatedly........then I let him have his fun with the loan officer. We have always been blessed with loan officers who love agriculture as much as we do and have faith in us as a business.
So many stories about meeting with loan officers - there tends to be more farm and shop talk - like the bag balm story!!! But I still laugh out loud at the memory of our first meeting with the loan officer as a married couple. There we sat in the waiting area of the local Farm Credit Services office, sitting up straight, whispering quietly to each other and Chris with his brief case full of documentation on his lap. YES, a briefcase. He loved that briefcase and the one time of year he got to use it.
I looked at it and seeing the lock, whispered sarcastically "You did lock it right?" I shouldn't have, but hind sight is 20/20. He looked at me, locked it, and said: "I know the combination, I made it easy so I could remember it if it ever got locked accidentally."
And he did, for one side! We were called in right then and right there in front of our loan officer we sat as Chris pried open the one corner of the briefcase that wasn't locked and I carefully stuck my hand in to retrieve our paperwork!